ftcash

About

ftcash is a Mumbai based FinTech company to improve financial access for micro merchants and small businesses. The company combines digital payments with business lending, helping small businesses accept digital payments and access working capital through its platform. ftcash initially focused on enabling offline merchants to accept multiple digital payment methods through a single solution and later expanded into credit and financial services. Its platform provides merchant payment solutions, point of sale capabilities and collateral free business loans, with lending decisions supported by transaction and business data. ftcash has also expanded its presence beyond Mumbai into cities including Hyderabad, Indore and Ahmedabad. The company has received recognition from PayPal, NASSCOM and other innovation programs and has raised institutional funding from FMO and Accion International. In 2025, ftcash received final RBI approval to operate as a payment aggregator, strengthening its position in India's digital payments ecosystem.